Mortgages in Southern California

No one beats our mortgage pricing in Southern California. We specialize in lending to Brea, Orange County, and the surrounding areas. Wether you're buying or refinancing, we'll meet your specific needs with a wide array of mortgage programs and services. We will work with your unique financial situation, even if you have less than perfect credit. Our home loan programs provide a variety of options including some that do not require all of your traditional income documentation.

Here is a complete list of our purchase programs:

We also offer down payment assistance and credit repair.

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

Inquire Online

We allow the homeower the freedom to choose their own loan, rate, and payment. This is the Omni-Fund advantage.

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

Contact Omni-Fund today and ask about our no-cost home loans. There is no obligation or application fee. Our A+ Better Business Bureau rating and our 5 star reviews should give you the confidence to give us a try!

To get started, fill out our secure, online application by clicking Apply Now.

Recent Articles

Nov
06
2025

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...

Oct
29
2025

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...

Oct
22
2025

Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...

Oct
15
2025

Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
Gen Z Homebuyers Face Big Challenges — But They’re Not Giving Up According to a new survey from Realtor.com, nearly one in five Gen Z adults (ages 18–27) say that housing affordability is their top life concern. Rising home prices and higher mortgage rates have made...